Save $300 This Month And Have Surprising Bonus Benefits
Most of us perceive that we enjoy pretty frugal lives. We don't imagine ourselves as big spenders - throwing away cash on all the luxuries like Cristal Champagne, Jaguar convertibles, and 10,000 square-foot mansions. But our cash trickles out of our wallets anyway, dollar-by-dollar, day-after-day, just buying the essentials.
If you pay just a bit more attention to where your money is going, you could save around $300 this month without feeling the pain of lack. The following suggestions will help you save on the personal finance budgeting plan you possess, but won't make you give up those tiny little luxuries you enjoy. You'll even have some added perks! Let's see how this works:
Go with the littlest size. Whether you're ordering fries to go with your Big Mac, or getting a cafe latte, choose the smallest option. Of course, you may get a better deal by super-sizing it and the temptation is to get the most for your cash. However, in the end, you are taking more cash out of your budget when you get a larger size. The bonus? Think of the calories you'll avoid!
Host a potluck rather than going out with people. Instead of heading to the watering hole to catch Monday Night Football, host everyone at your house, and divide up the responsibility for main dishes, deserts, snacks and drinks. No overpriced bar tabs, no tipping the waiter. Just a lot of big fun. What is the bonus? New recipes to share and share alike!
Utilize coins in a jar. At the end of every day, empty your pockets, wallet, and your purse of all your loose coins, and place it in a glass jar. Those nickels and dimes add up fast! What is the perk? Spending 'found' money on something special is what this is all about. You may put up enough for a trip that you wouldn't have thought about taking before. Even Hawaii! I'm telling you that it could, and has, been done.
Utilize the library. If you haven't cruised by your local library recently, you could be surprised. You can check out the latest DVDs, go to networking workshops, and scoop up New York Times bestsellers. Or, you can hang around and view the latest issue of Sports Illustrated - all for free! You can save on movie rentals, book purchases, and more. The perk? Meeting more frugal-minded people just like you with familiar interests. The local library is the ultimate social networking.
Always drink water. Now, if you're going out to eat, some of the most expensive items on the menu are the drinks, whether soft or hard. So, if you're not dining at home, opting for water instead of soda or alcohol will still save you big. Choose the ol' water and keep your money in your pocket. The perk? Your stomach, cholesterol, general fitness, skin and liver will thank you
Many frugal tips involve cutting back on our consuming - plain and simple. Some budgeting tips involve saving money by staying away from impulse shopping. And there are some frugal tips that require us to quit our lazy habits. After all these frugal tips are combined, you will see some serious savings in your household budget.
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